
Zult Impact: Building open financial infrastructure to expand capital access for community lenders
Zult Impact is a nonprofit that builds open, public infrastructure that advances equal access to capital.

Zult Impact is a nonprofit that builds open, public infrastructure that advances equal access to capital.
Tech-enabled vending machines dispensing household staples increase sales, reduce stock outs, and eliminate single-use plastic.
A one-stop business OS enabling merchants to access market intelligence data and manage end-to-end cross border procurement effortlessly
Leveraging AI and 300M science-based and impact data points to automatically assess and quantify the non-financial impact of small businesses

Mona is a mission-driven fintech that works to expand access to always-on, personalized financial guidance for underserved entrepreneurs.
Enabling small businesses to bolster their cybersecurity with an affordable, cloud-based and user-friendly platform.
Enabling small businesses to manage their daily finances through their bank app, saving time, making informed decisions, and improving cash flow management
Using an AI-powered chatbot designed to deliver crucial information, along with charts and maps, directly via chat.

Enabling small online retailers to resell return items directly between consumers, cutting warehouse costs and waste and reducing transport time for a positive environmental impact
Behavioral science and AI-driven incentives and nudges help build healthy financial management habits.
Data analysis, behavioral science, and conversational commerce provide retailers with insights about their business to drive improved outcomes
Enhancing an innovative MSME Digital Presence Pack (DPP) in Ethiopia to add value for small businesses
Building a comparison marketplace for traditional merchants to find the most appropriate tools and solutions to digitize their business operations
Fully closing the loop through the development of a plug and play solution that supports multiple circular models—from reuse to resale.
Using marketing analytics and transaction data to enable better decision making for MSEs to benefit from operational efficiencies and cost reductions
New features reduce friction for businesses selling on social media, and enable management of multiple channels within a single app.
Testing the viability of a virtuous circle in which businesses performing well in financial training are rewarded with better access to financial services.
Using open data to seamlessly connect small businesses awarded government contracts with financial institutions who can offer them credit.

Testing the potential of virtual reality for training tractor owners to grow their businesses through the Hello Tractor app

A data analytics solution that provides financial institutions with the required climate data to provide small businesses with the necessary funding and know-how.

A friendly companion chatbot that leverages small business data to access on-demand capital.
A co-creation platform unlocking small businesses’ access to digital tools, bespoke support, and AI-driven insights to build better products.

Tailored assessments to drive small business success in AI adoption and optimization IVÆKST’s AI HUB.

Development and deployment of an AI-powered credit scoring widget to enable small businesses’ instant access to financing.